Resources
New Jersey Closing Costs
Approximate figures for planning. Confirm with your attorney at closing.
Buyer Costs
| Attorney Fee | $1,500 – $2,500 |
| Title Search & Insurance | 0.5 – 1.0% of price |
| Mortgage Recording Fee | $150 – $300 |
| Lender Fees (origination, appraisal) | $1,500 – $3,000 |
| Property Tax Escrow (2–6 mo) | Varies by town |
| Homeowners Insurance (1 yr prepaid) | $1,200 – $3,000 |
| Mansion Tax (purchases $1M+) | 1% of price |
Seller Costs
| Attorney Fee | $1,500 – $2,500 |
| NJ Realty Transfer Fee | See rate schedule |
| Payoff & Recording | $100 – $300 |
| Broker Commission | By agreement |
| Municipal CO / Smoke Cert. | $75 – $200 |