Esther KangREALTOR® · RE/MAX NOW
Buyer Guide

Buying a Home in New Jersey

A calm, step-by-step path from pre-approval to closing.

  1. 1

    Pre-Approval

    Meet with a lender to establish your budget and receive a pre-approval letter — essential before showings.

  2. 2

    Home Search

    We define your criteria — towns, schools, style — and curate qualified properties.

  3. 3

    Offer & Negotiation

    Submit a competitive written offer with earnest money. Negotiate price and terms.

  4. 4

    Attorney Review

    NJ contracts enter a 3-business-day attorney review; terms may be modified or cancelled.

  5. 5

    Home Inspection

    A licensed inspector reviews the property; negotiate repairs or credits based on findings.

  6. 6

    Mortgage Commitment

    Lender orders appraisal, verifies documents, and issues final loan commitment.

  7. 7

    Final Walk-through

    Confirm the property's condition immediately before closing.

  8. 8

    Closing

    Sign at attorney's office, fund the purchase, and receive the keys.